Owning a home remains out of reach for many low-income families in Punjab. To address this issue, the Punjab Government has launched the 3 Marla Scheme 2026, officially known as Apni Zameen, Apna Ghar.
Under this initiative, deserving and landless families will receive free 3-Marla residential plots across selected districts of the province.
This guide explains the scheme in simple terms, covering eligibility, application steps, district coverage, and the latest official updates.
What Is Punjab 3 Marla Scheme 2026
The Punjab 3 Marla Scheme 2026 is a welfare-based housing program designed to help homeless and poor families become landowners. The government will allocate residential plots without charging any cost, allowing beneficiaries to later build homes according to their means.
The scheme focuses on transparency, digital applications, and fair balloting to ensure only deserving citizens benefit.
Main Objectives of the Scheme
The government aims to achieve several long-term goals through this program:
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Provide housing security to landless families
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Reduce homelessness and informal settlements
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Promote dignity through property ownership
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Ensure fair distribution through computerized systems
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Support planned housing development
Latest Updates You Should Know
The 2026 version of the scheme includes several important updates:
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Online application portal launch expected in October 2026
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Scheme title confirmed as Apni Zameen, Apna Ghar
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3 Marla plot size for all beneficiaries
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Phase 1 rollout across 22 districts
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1,892 plots planned for first allotment
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Plots will be provided completely free of cost
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Balloting expected in early October 2026
These updates indicate a structured and phased implementation.
Who Is Eligible to Apply
To ensure fairness, the government has set clear eligibility rules.
Eligible Applicants
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Permanent resident of Punjab
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CNIC holder, aged 18 years or above
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Applicant and spouse must not own any property in Pakistan
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Low-income household (BISP beneficiaries preferred)
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No criminal record
Who Is Not Eligible
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Property owners
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Non-residents of Punjab
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Applicants with fake or incomplete documents
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Families submitting multiple applications
Documents Required for Application
Before applying, keep the following documents ready:
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CNIC (front and back)
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Recent passport-size photograph
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Proof of income or affidavit
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Family Registration Certificate (FRC)
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Declaration of no property ownership
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Utility bill (if available)
Uploading clear and correct documents is essential to avoid rejection.
How to Apply Online for Punjab 3 Marla Scheme
The application process is fully digital and easy to follow:
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Visit the official portal azag.punjab.gov.pk
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Register using your CNIC, mobile number, and email
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Verify account through OTP
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Complete the online form with personal and family details
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Upload required documents
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Review all information carefully
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Submit the application
After submission, you will receive a confirmation SMS with a tracking ID.
How to Check Application Status
Once applications are verified:
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Visit the “Check Status” section on the portal
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Enter your CNIC number
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View eligibility result instantly
Approved applicants will be notified via SMS before the balloting date.
Districts Included in Phase 1
Phase 1 covers multiple regions with the following approximate allocation:
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Rawalpindi region – 658 plots
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Lahore region – 518 plots
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Faisalabad region – 288 plots
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Multan region – 270 plots
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Bahawalpur and nearby areas – 27 plots
More districts are expected to be added in later phases.
Plot Allocation and Balloting Process
Plot distribution will be conducted through a computerized lottery system:
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Applications are digitally verified
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Eligible candidates are shortlisted
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Transparent balloting is held
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Successful applicants receive allotment letters
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Ownership transfer begins after verification
This method minimizes human interference and ensures fairness.
Support for House Construction
To help families build homes, the government plans to offer:
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Interest-free construction loans
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Low-markup financing options
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Collaboration with banks and housing finance institutions
This support ensures beneficiaries can move from land ownership to home construction without financial pressure.
What is the last date to apply for Punjab 3 Marla Scheme 2026?
The expected deadline is 30 November 2026, but early application is recommended.
Are the 3 Marla plots completely free?
Yes, eligible families will receive plots without any purchase or registration fee.
Can BISP beneficiaries apply for this scheme?
Yes, BISP beneficiaries can apply if they meet all eligibility conditions.
How will selected applicants be informed?
Winners will be notified through SMS and the official online portal after balloting.
Closing Perspective
The Punjab 3 Marla Scheme 2026 represents a major step toward inclusive housing and social welfare. By offering free residential plots through a transparent system, the government is giving thousands of families a real chance at stability and dignity. For eligible citizens, timely application and accurate information could turn this opportunity into a life-changing reality.
